Medicare

Many seniors will need supplemental insurance to pay for expenses
not covered by Medicare. It should be noted that neither Medicare
nor Medicare supplemental policies cover most long-term care
expenses.

There are many types of health insurance coverages that you can
purchase to supplement your Medicare coverage. Supplemental
insurance will pay for some or all of your health care costs that are not
covered by Medicare. These types of health insurance coverages
include:

Employee or Retiree Coverage

(from your employer or union)

Medigap Insurance

(from a private company or group).

People often refer to all of these types of health insurance coverages
as "supplemental insurance." However, "Medicare Supplemental" or
"Medigap" insurance is a specific type of insurance that is subject to
federal and state laws.

Medigap (Medicare Supplemental Insurance)

Medicare supplemental insurance policies are sold by private
insurance companies to Medicare beneficiaries to fill the "gaps" in
Original Medicare Plan coverage. There are ten standardized policies,
Plan A through Plan J. Your state decides which of the 10 policies can
be sold in your state. Medigap policies only work with the Original
Medicare Plan.

Medicare SELECT (Medicare Supplemental Insurance)

A type of Medigap policy that must meet all of the requirements that
apply to a standard Medigap policy. You may be required to use
doctors and hospitals within its network in order to be eligible for full
benefits.

Managed Care Plans (Medicare Supplemental Insurance)

A Managed Care plan involves a group of doctors, hospitals, and
other health care providers who have agreed to provide care to
Medicare beneficiaries in exchange for a fixed amount of money from
Medicare every month. Managed Care plans include Health
Maintenance Organizations (HMOs), HMOs with a Point of Service
(POS) option, Provider Sponsored Organizations (PSOs), Preferred
Provider Organizations (PPOs), and Cost Plans. **

Click on the link above and fill out the form in order to receive
a Medicare supplemental insurance coverage quote. We
forward your information to a Medicare supplemental
insurance agent specialist in your area who will contact you
in a timely manner, usually within a few hours, with a quote(s)
by the method you request: email or phone.

Our services are 100% free to you and we provide your
personal information to one insurance agent. We also require
that insurance agents do not share your personal information
to non-insurance related sources.

**This page consists of general information on Medicare supplemental insurance coverage that you can fill out a quote form for on Insured
Insurance Service.com. It is meant only to be a brief overview of what a Medicare supplemental insurance coverage represents. You should
always consult a licensed health insurance agent for complete details regarding any Medicare supplemental health insurance coverage you're
interested in purchasing.