Long Term Care Insurance

Long Term Care insurance is often referred to as "asset
protection." Individuals need to have assets worth protecting in
order to justify the purchase of a policy. If you are able to pay
Long Term Care insurance premiums without having to change
your lifestyle - you should transfer that risk to the insurance
company. **

Although people are generally living longer, many are requiring
assistance in their later years. Long Term Care services can be
provided in your home, in an assisted living facility or in a nursing
home. In many cases the family is no longer able to provide such care
around the clock. Family members may not live nearby, they may
have other pressing family commitments, or simply cannot get the time
off work or away from the home.

According to recent data, 48.6% of people age 65 and older may
spend some time in a nursing home and 71.8% of people age 65 and
older may use some form of home health care. Additionally, less than
2% of nursing home costs are paid by Medicare with the national
average nursing home cost approaching $40,000 per year.

Some people can pay the bill out of pocket, others will qualify for
Medicaid (welfare), but most of us will fall somewhere in the middle.
A Long Term Care insurance policy can help protect your assets
from the rising cost of care.

Long Term Care insurance carriers have the right to raise premiums.
The policies are "guaranteed renewable" which prevents a carrier
from singling out individuals for rate increases, but they may raise
premiums for a "class" of policyholders. Ask your insurance agent if
any carrier they're recommending has ever increased in-force
premiums.

Click on the link above and fill out the form in order to receive a
long term care insurance coverage quote. We forward your
information to a licensed long term care insurance agent specialist
in your area who will contact you in a timely manner, usually
within a few hours, with a quote(s) by the method you request:
email or phone.

Our services are 100% free to you and we provide your personal
information to one insurance agent. We also require that insurance
agents do not share your personal information to non-insurance
related sources.

Long term care insurance quotes
are available if you reside in one
of the states listed below:

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming

**This page consists of general information on long term care insurance coverage that you can fill out a quote form for on Insured
Insurance Service.com. It is meant only to be a brief overview of what a long term care insurance coverage represents. You should
always consult a licensed health insurance agent for complete details regarding any long term care health insurance coverage you're
interested in purchasing.