LTC Features

In choosing a long term care insurance policy you should look
for the features mentioned below.

Stable Premiums: Premiums that will not be influenced by any change
in your age or health, and will not change during the life of the policy.
Insurance companies do reserve the right to change rates on a
statewide basis. You should ask whether a company has a track
record of raising rates.

Guaranteed Renewable: The insurance company can't cancel the
long term care insurance policy unless you fail to pay the premium.

Covers Mental Conditions: Covers mental and nervous conditions
due to any organic brain disease, including Alzheimer's Disease.

Exclusions: Exclusions should be minimal and should not adversely
affect your stated insurance protection goals.

No Pre-Existing Conditions: All previous medical history admitted
on the long term care insurance application and is approved for a
policy, is of no consequence in the future.

Waiver of Premium: The insurance company allows you to stop
paying premiums once you've begun receiving benefits. There can be
waiting periods of up to 90 days before this waiver takes effect, and it
may not be available when home health care is purchased.

Click on the link above and fill out the form in order to receive
a long term care insurance coverage quote. We forward your
information to a licensed long term care insurance agent
specialist in your area who will contact you in a timely
manner, usually within a few hours, with a quote(s) by the
method you request: email or phone.

Our services are 100% free to you and we provide your
personal information to one insurance agent. We also require
that insurance agents do not share your personal information
to non-insurance related sources.

**This page consists of general information on long term care insurance coverage that you can fill out a quote form for on Insured Insurance
Service.com. It is meant only to be a brief overview of what a long term care insurance coverage represents. You should always consult a licensed
health insurance agent for complete details regarding any long term care health insurance coverage you're interested in purchasing.

Long term care insurance quotes
are available if you reside in any
of the states listed below:

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Hawaii